Buying here, without the guesswork.
Five steps, in order, with the numbers you should have before each one.
The order of operations
Get pre-approved, not pre-qualified
A full pre-approval letter with credit pulled. It fixes your real ceiling and makes your offer easier to take seriously.
Set the search on paper
Areas, price band, minimum beds, and the two or three things you will not compromise on. Adam sets the MLS search off that list so you are not watching portals all day.
Tour in blocks, take notes
Four to six homes in one run beats one house a week. You will compare properly, and you will see what the price band actually buys in each area.
Offer against the comps
Before any number goes on paper you see what sold on that street, what is sitting, and how long the listing has been active. Then price, terms, and concessions get set together.
Inspect, appraise, close
Inspection, appraisal, association documents, and a walkthrough. Adam holds the calendar so nothing in escrow slips past its deadline.
Questions on any step?
Call and ask. No script, no obligation.
Call 702-335-2156
What it costs
The line items nobody mentions until week three
Ranges vary by lender, price point, and community. Ask for your specific numbers early, in writing, so the closing statement holds no surprises.
- Earnest money deposit
- Typically 1% of price, credited at close
- Home inspection
- Paid up front, out of pocket
- Appraisal
- Ordered by the lender, buyer paid
- Association transfer fees
- Common in gated and master-planned areas
- Buyer agent commission
- Negotiated per transaction, disclosed in writing
- Prepaid taxes and insurance
- Collected at closing by the lender